Tax planning,
not just prep.
Real-time, year-round tax planning — backed by your books and a dedicated CFO, for a flat $999/month.
Most small businesses only think about taxes in April — by then the savings are gone. Figures plans your taxes in real time all year, with the accounting and CFO behind it, so when returns come due there are no surprises.
- Q3 estimateOn track
- Entity electionFlagged early
- Deductions capturedReviewed
- $999/mo
- Planning, accounting & CFO — one flat fee
- EAs & CPAs
- In-house, IRS-authorized
- Year-round
- Not just at filing time
Year-round tax planning — and the books behind it.
Your Plan
The savings happen long before year-end — and that's where Figures lives. We plan your tax position in real time as your business moves: entity structure, deductions, owner pay, and timing, so every decision is made with the tax impact already in view.
- Year-round tax planning on key decisions
- Entity structure & election strategy
- Deduction and credit optimization
- Owner compensation & distribution planning
- Estimated payment forecasting
- Proactive moves before year-end
Your CFO
As we keep your books each month, your CFO keeps one eye on your tax position the whole way — flagging exposure early, modeling what you'll owe, and adjusting course before the window closes. By the time returns come due, there are no surprises.
- A CFO watching your tax position monthly
- Early flags on exposure and liabilities
- Quarterly estimate guidance
- Cash-flow planning for what you'll owe
- Decisions pressure-tested for tax impact
- Backed by in-house IRS-authorized EAs & CPAs
Your Books
Good tax planning is only as good as the numbers underneath it. Because the same team keeps your books and acts as your CFO, your financials stay accurate and organized all year — so when it's time to prepare and file, everything is already in order.
- Monthly bookkeeping and close
- Clean, organized, tax-ready records
- Monthly P&L, balance sheet & cash flow
- Books reconciled and reviewed each month
- Catch-up for prior periods if you're behind
- A dedicated point of contact
More than a tax preparer.
A year-round tax team.
DIY software just files what you tell it. A seasonal CPA shows up once a year and bills per return. Figures plans all year and keeps the books behind it — so there's nothing to scramble for when returns come due.
| What you get | FiguresPlanning + accounting + CFO | Seasonal CPAPer-return preparer | DIYTax software |
|---|---|---|---|
| Monthly cost | $999 flat | $500–$3,000/return | $50–$300 software |
| Real-time tax planning all year | ✓ | — | — |
| A CFO watching your tax position monthly | ✓ | — | — |
| Monthly bookkeeping & accounting included | ✓ | — | — |
| In-house EAs & CPAs (IRS authorized) | ✓ | ✓ | — |
| Quarterly estimate guidance | ✓ | — | — |
| Tax-ready, organized records at year-end | ✓ | — | — |
| Available year-round, not just at tax time | ✓ | — | ✓ |
| Surprises at filing time | None | Common | On you |
| Long-term commitment | None — cancel anytime | Per-return billing | None |
One price. Planning, accounting, and CFO, included.
Everything your business needs to stay ahead of tax all year — with a CFO leading it.
Need more? For higher volume, multi-entity, or complex needs — ask about our Operator plan.
- Real-time tax planning all year
- A CFO watching your tax position monthly
- Monthly bookkeeping and accounting included
- Quarterly estimate guidance
- Cash-flow planning for what you'll owe
- Clean, organized, tax-ready records
- In-house IRS-authorized EAs and CPAs
- Dedicated CFO and point of contact
Planned all year. Ready when returns are due.
We start by reviewing your books, prior returns, and entity setup to see what's exposed and what's being left on the table — catching up any behind periods so your numbers are accurate before we plan.
Throughout the year your CFO models the tax impact of your decisions — entity elections, deductions, owner pay, and timing — and tells you the moves to make before year-end, not after the window has closed.
Because we've planned all year and kept your books current and organized, there's no scramble when returns come due — your position is already optimized and your numbers are already in order, so preparing and filing is smooth.
Questions, answered.
What does Figures' tax service include?
Figures bundles real-time, year-round tax planning with monthly accounting and a dedicated CFO for a flat $999 per month. Rather than only showing up at filing time, your CFO watches your tax position all year as we keep your books — so your strategy is optimized and your records stay organized. By the time returns come due, everything is already in order.
What's the difference between tax preparation and tax planning?
Tax preparation is filing your returns after the year is over. Tax planning is making decisions throughout the year — entity structure, deductions, owner compensation, timing — to legally lower what you owe before the window closes. That planning is where the real savings are, and it's exactly what Figures does, with your CFO and in-house EAs and CPAs keeping an eye on your position every month.
How does Figures keep me from getting surprised at tax time?
Because the same team keeps your books and acts as your CFO, your tax position is reviewed every month — not reconstructed in a panic each spring. We flag exposure early, model what you'll owe, plan around it, and keep your records organized all year. When returns come due, there's no scramble and no surprise bill.
How much does it cost?
It's a flat $999 per month that bundles real-time tax planning, monthly accounting, and a dedicated CFO — no hourly billing and no surprise invoices. Seasonal CPAs typically bill $500–$3,000+ per return and charge for planning and advice on top, if they offer it at all.
Who's behind the tax work?
Your plan is led by a dedicated CFO and backed by Figures' in-house, IRS-authorized Enrolled Agents (EAs) and CPAs — not outsourced to a seasonal contractor. Because they also keep your books, every recommendation is built on financials they already know are accurate.
I'm behind on my books and prior years — can you help me catch up?
Yes. Catch-up is one of the most common reasons owners come to us. We reconcile and close any behind periods so your records are accurate and organized, then build your plan from there — usually getting you current within a few weeks of onboarding.
Can you work alongside my current accountant?
Yes. Many clients keep an existing relationship and bring Figures in for the year-round planning, accounting, and CFO oversight they were missing. Most find that having one in-house team own the books and the strategy — for a flat $999 per month — is simpler and far more proactive than a once-a-year handoff.
Ready to stop dreading tax season?
You'd make decisions faster. You'd negotiate better. You'd stop losing sleep over whether the numbers are right.