Small business tax planning
Tax planning,
not just prep.
Real-time, year-round tax planning — backed by your books and a dedicated CFO, for a flat $999/month.
Most small businesses only think about taxes in April — by then the savings are gone. Figures plans your taxes in real time all year, with the accounting and CFO behind it, so when returns come due there are no surprises.
- $999/mo
- Planning, accounting & CFO — one flat fee
- EAs & CPAs
- In-house, IRS-authorized
- Year-round
- Not just at filing time
What you get
One subscription. A CFO and a finance team, built into your business.
Your Plan
The savings happen long before year-end — and that's where Figures lives. We plan your tax position in real time as your business moves: entity structure, deductions, owner pay, and timing, so every decision is made with the tax impact already in view.
- Year-round tax planning on key decisions
- Entity structure & election strategy
- Deduction and credit optimization
- Owner compensation & distribution planning
- Estimated payment forecasting
- Proactive moves before year-end
Your CFO
As we keep your books each month, your CFO keeps one eye on your tax position the whole way — flagging exposure early, modeling what you'll owe, and adjusting course before the window closes. By the time returns come due, there are no surprises.
- A CFO watching your tax position monthly
- Early flags on exposure and liabilities
- Quarterly estimate guidance
- Cash-flow planning for what you'll owe
- Decisions pressure-tested for tax impact
- Backed by in-house IRS-authorized EAs & CPAs
Your Books
Good tax planning is only as good as the numbers underneath it. Because the same team keeps your books and acts as your CFO, your financials stay accurate and organized all year — so when it's time to prepare and file, everything is already in order.
- Monthly bookkeeping and close
- Clean, organized, tax-ready records
- Monthly P&L, balance sheet & cash flow
- Books reconciled and reviewed each month
- Catch-up for prior periods if you're behind
- A dedicated point of contact
More than a tax preparer.
A year-round tax team.
DIY software just files what you tell it. A seasonal CPA shows up once a year and bills per return. Figures plans all year and keeps the books behind it — so there's nothing to scramble for when returns come due.
| What you get | FiguresPlanning + accounting + CFO | Seasonal CPAPer-return preparer | DIYTax software |
|---|---|---|---|
| Monthly cost | $999 flat | $500–$3,000/return | $50–$300 software |
| Real-time tax planning all year | ✓ | — | — |
| A CFO watching your tax position monthly | ✓ | — | — |
| Monthly bookkeeping & accounting included | ✓ | — | — |
| In-house EAs & CPAs (IRS authorized) | ✓ | ✓ | — |
| Quarterly estimate guidance | ✓ | — | — |
| Tax-ready, organized records at year-end | ✓ | — | — |
| Available year-round, not just at tax time | ✓ | — | ✓ |
| Surprises at filing time | None | Common | On you |
| Long-term commitment | None — cancel anytime | Per-return billing | None |
Simple from day one
Up and running in two weeks. Supported all year.
We start by reviewing your books, prior returns, and entity setup to see what's exposed and what's being left on the table — catching up any behind periods so your numbers are accurate before we plan.
Throughout the year your CFO models the tax impact of your decisions — entity elections, deductions, owner pay, and timing — and tells you the moves to make before year-end, not after the window has closed.
Because we've planned all year and kept your books current and organized, there's no scramble when returns come due — your position is already optimized and your numbers are already in order, so preparing and filing is smooth.
Transparent. Flat. No surprises.
One price. Your CFO and finance team, included.
Everything your business needs to run financially sound — with a CFO leading it.
Need more? For higher volume, multi-entity, or complex needs — ask about our Operator plan.
- Real-time tax planning all year
- A CFO watching your tax position monthly
- Monthly bookkeeping and accounting included
- Quarterly estimate guidance
- Cash-flow planning for what you'll owe
- Clean, organized, tax-ready records
- In-house IRS-authorized EAs and CPAs
- Dedicated CFO and point of contact
Common questions
Answers for owners comparing CFO advisory, bookkeeping, and tax.
Figures bundles real-time, year-round tax planning with monthly accounting and a dedicated CFO for a flat $999 per month. Rather than only showing up at filing time, your CFO watches your tax position all year as we keep your books — so your strategy is optimized and your records stay organized. By the time returns come due, everything is already in order.
What would change if you had a CFO?
You'd make decisions faster. You'd negotiate better. You'd stop losing sleep over whether the numbers are right.
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