A real CFO.
Not the cost.
A dedicated CFO, monthly bookkeeping, and real-time tax planning — one team, one flat fee.
Hiring a full-time CFO costs six figures. A bookkeeper just records the past. Figures gives you a dedicated CFO, monthly bookkeeping, and real-time tax planning — for a flat $999/month.
- Supplier contract termsCFO reviewed
- Q3 tax exposureFlagged early
- First hire — cash modelRunway +4 mo
- $999/mo
- Dedicated CFO, books & tax — one fee
- EAs & CPAs
- In-house, IRS-authorized
- ~2 weeks
- Up and running
Big companies have CFOs. You've been flying without one.
- Decision gap
When a vendor sends you a contract, who reviews the financial terms?
Most owners sign without knowing the full cost impact — and feel it at year-end.
- Cash gap
When you're about to hire your first employee, who runs the numbers?
Payroll taxes, benefits, and cash runway aren't obvious — until you're already stretched.
- Insight gap
When your accountant sends a P&L, does it tell you what to do next?
Reports tell you what happened. A CFO tells you what it means — and what to do about it.
Most owners get reports. They don't get answers. They get compliance. They don't get strategy. And every real decision — pricing, hiring, vendors, expansion — has a tax dimension most owners never see until year-end. By then, it's too late.
That's what a fractional CFO costs — when you can even find a good one in the US.
More than a bookkeeper.
A fraction of a full-time CFO.
A bookkeeper records the past. A full-time CFO costs a six-figure salary. Figures gives you the strategy, the books, and the tax planning — for a flat monthly fee.
| What you get | FiguresFractional CFO | Full-Time CFOIn-house hire | Bookkeeperor DIY |
|---|---|---|---|
| Monthly cost | $999 flat | $15K–$30K+ | $300–$600 |
| Strategic CFO advice on big decisions | ✓ | ✓ | — |
| Real-time tax planning on every decision | ✓ | — | — |
| Monthly bookkeeping & close | ✓ | — | ✓ |
| In-house EAs & CPAs (IRS authorized) | ✓ | — | — |
| On your vendor, hiring & investor calls | ✓ | ✓ | — |
| Time to get started | 2 weeks | 2–4 months | Immediate |
| Long-term commitment | None — cancel anytime | Full-time salary + equity | None |
One price. Your CFO and finance team, included.
Everything your business needs to run financially sound — with a CFO leading it.
Need more? For higher volume, multi-entity, or complex needs — ask about our Operator plan.
- Dedicated CFO (advisory, call attendance, decision support)
- Real-time tax planning on key decisions
- Monthly bookkeeping and close
- Accounts payable and receivable management
- Financial statements every month
- End-to-end accounting software management
- Onboarding within 2 weeks
- Dedicated point of contact
You're building something. You don't have time to be your own CFO.
- You're running a business and managing finances mostly alone — no financial partner you can actually talk to
- You've outgrown a basic bookkeeper but can't justify a full-time finance hire
- You make important financial decisions — hiring, vendor contracts, pricing, expansion — without a trusted advisor in the room
- You're tired of getting reports that tell you what happened but not what to do
- You're at launch stage and need to build financial discipline from day one
- You want to focus on building the business, not managing the books
Up and running in two weeks. Supported all year.
We spend 30 minutes understanding your business — where you are, where you're going, and what's keeping you up at night financially. No pressure, no pitch.
We onboard your accounts, get your books in order, and sync with your existing tools. You'll have a dedicated CFO and finance team from day one — live within 2 weeks.
Monthly closes happen on schedule. And whenever a financial decision comes up — big or small — your CFO is there. Someone who knows your business and is ready to advise.
Questions, answered.
What is a fractional CFO?
A fractional CFO is an experienced finance executive who leads your financial strategy part-time, for a fraction of the cost of a full-time hire. With Figures, you get a dedicated CFO plus a full finance team — bookkeeping, monthly close, and real-time tax planning — for a flat $999 per month.
How much does a fractional CFO cost?
Independent fractional CFOs typically charge $3,000–$5,000 per month, and a full-time CFO costs $15,000–$30,000+ per month in salary, benefits, and payroll taxes. Figures Foundations is a flat $999 per month with no hourly billing and no hidden add-ons.
Fractional CFO vs. fractional controller — which do I need, and what are the rates?
A fractional controller manages the accuracy of your books — monthly close, reconciliations, and reporting. A fractional CFO adds the strategy on top: what the numbers mean and what to do next. Independent fractional controllers typically bill $60–$120 per hour, and fractional CFOs charge $3,000–$5,000 per month. Figures bundles a dedicated CFO, the controller-level bookkeeping and monthly close, and real-time tax planning into one flat $999/month rate — no hourly billing.
When does a small business need a CFO?
If you're making real financial decisions — hiring, pricing, vendor contracts, expansion, raising capital — without anyone modeling the impact first, you need CFO-level guidance. Most owners reach this point well before they can justify a full-time finance hire, which is exactly the gap Figures fills.
Does a fractional CFO replace my bookkeeper or accountant?
It can. If you take our full bundle — CFO advisory, bookkeeping, finance operations, and tax — Figures becomes your complete finance team. If you only want CFO advisory, we work alongside your existing bookkeeper or CPA and add a strategic layer on top. Most clients find the bundle is the better fit.
What's included for $999 a month?
A dedicated CFO for advisory, call attendance, and decision support; real-time tax planning on key decisions; monthly bookkeeping and close; accounts payable and receivable management; monthly financial statements; and end-to-end accounting software management — onboarded within two weeks.
How fast can we get started?
Onboarding takes about two weeks. We get your books in order, sync with your existing tools, and assign your dedicated CFO and finance team so you're fully live without a long ramp-up.
What would change if you had a CFO?
You'd make decisions faster. You'd negotiate better. You'd stop losing sleep over whether the numbers are right.