Your monthly books
Record and organize
Transactions are categorized, source documents are organized, and the chart of accounts is kept in order. The result is a consistent record of what came in, what went out, and where each item belongs.
Small business bookkeeping services
Small business bookkeeping services, $999/month.
Monthly bookkeeping, a dedicated CFO, and real-time tax planning. One team. One flat fee.
Figures categorizes transactions, reconciles accounts, closes the books on a dependable monthly schedule, and delivers financial statements you can use. Your dedicated CFO and in-house tax team connect the numbers to the decisions that follow.
- $999/month
- Monthly bookkeeping, CFO advisory, and tax planning
- EAs and CPAs
- In-house and IRS-authorized
- About two weeks
- Typical standard onboarding
What is included
What do small business bookkeeping services include?
Small business bookkeeping services record and organize financial activity, reconcile bank and credit card accounts, close the books each month, and produce current financial statements. Figures handles that recurring work in the accounting tool you use, then adds a dedicated CFO and real-time tax planning for one flat monthly fee.
- Transaction categorization
- Bank and credit card reconciliations
- Chart of accounts maintenance
- Receipt and source document organization
- Questions and exception resolution
- Monthly close
- Monthly financial statements
- Monthly accounts payable and receivable reports and insights
- CFO guidance based on current numbers
- Tax planning when business decisions have tax consequences
Your monthly books
What your bookkeeping team handles each month
Monthly bookkeeping should leave the business with current records and a repeatable close, not a pile of uncategorized transactions. Figures organizes the work into four stages so each month follows the same operating rhythm.
Your monthly books
Reconcile and resolve
Bank and credit card activity is matched to the books. Unclear items are surfaced for clarification before they become larger reporting problems.
Your monthly books
Close the month
Once the accounts are reconciled and open questions are resolved, Figures completes the close on the agreed monthly schedule. You know the work follows a defined cadence without relying on an improvised deadline each month.
Your monthly books
Deliver and explain
Current books become monthly financial statements. Your CFO can then explain what the numbers mean for cash, spending, upcoming decisions, and year-round tax planning.
After the close
What you receive after each monthly close
A completed close gives you a current financial record for the month and a clear starting point for the next one. Figures pairs that bookkeeping output with financial guidance so the statements do not arrive without context.
Closed monthly books
Transactions are categorized, the relevant accounts are reconciled, and the period is closed on a dependable schedule.
Monthly financial statements
You receive current financial statements based on the completed monthly books.
Resolved questions
Exceptions and unclear transactions are addressed as part of the close rather than left to accumulate.
CFO context
Your dedicated CFO helps connect the current numbers to business decisions that need financial judgment.
Tax-planning context
The in-house tax team can surface tax implications while there is still time to act, instead of waiting until the return is prepared.
Start where your books are
Catch-up bookkeeping and monthly bookkeeping solve different problems
Catch-up bookkeeping repairs a backlog. Ongoing monthly bookkeeping keeps current books moving through the same recurring close. If prior periods are incomplete or inconsistent, Figures reviews the backlog and defines the catch-up scope before recurring monthly work begins.
| Need | Catch-up or cleanup bookkeeping | Ongoing monthly bookkeeping |
|---|---|---|
| Starting point | Books are behind, incomplete, or inconsistent | Books are current enough to begin a recurring close |
| Primary job | Reconstruct, correct, reconcile, and close prior periods | Record, reconcile, close, and report each month |
| End state | A reliable opening point for ongoing service | Current books on a dependable monthly schedule |
| Pricing | Scoped and priced case by case | Included in the $999 monthly plan |
Starting point
- Catch-up or cleanup bookkeeping
- Books are behind, incomplete, or inconsistent
- Ongoing monthly bookkeeping
- Books are current enough to begin a recurring close
Primary job
- Catch-up or cleanup bookkeeping
- Reconstruct, correct, reconcile, and close prior periods
- Ongoing monthly bookkeeping
- Record, reconcile, close, and report each month
End state
- Catch-up or cleanup bookkeeping
- A reliable opening point for ongoing service
- Ongoing monthly bookkeeping
- Current books on a dependable monthly schedule
Pricing
- Catch-up or cleanup bookkeeping
- Scoped and priced case by case
- Ongoing monthly bookkeeping
- Included in the $999 monthly plan
Catch-up and cleanup work are not automatically included in the $999 monthly fee. Figures reviews the condition of the books first, then explains the work, timing, and price before starting.
A repeatable close
How the monthly bookkeeping process works
A monthly close turns day-to-day transaction activity into a completed financial period. Figures follows a defined sequence so reconciliations, questions, statements, and advisory work build on the same current set of books.
01
Collect the month’s activity
Transactions and supporting records enter the bookkeeping workflow.
02
Categorize transactions
Financial activity is recorded in the correct accounts.
03
Reconcile accounts
Bank and credit card activity is matched to the books.
04
Resolve open questions
Exceptions and unclear items are addressed before the period closes.
05
Close and deliver
Figures completes the close on the agreed monthly schedule and delivers the resulting financial statements.
06
Raise decisions that need attention
Your CFO and tax team identify financial or tax-planning issues that should be discussed while the information is current.
Your accounting software
Bookkeeping in the accounting tool you use
Figures works with any accounting tool you use, including QuickBooks and Xero. The team uses your accounting system as the working record for transaction categorization, reconciliations, monthly close, and financial statements.
If your accounting tool requires a paid subscription, that cost is separate from the $999 monthly service fee.
One connected finance team
Bookkeeping, accounting, and CFO advisory are different layers
Bookkeeping records and closes the monthly activity. Accounting focuses on statement quality, reporting, and accounting oversight. CFO advisory uses those numbers to guide forecasts, plans, scenarios, and business decisions. Figures connects the layers so the work does not stop when the books close.
| Service layer | Primary responsibility | Learn more |
|---|---|---|
| Bookkeeping | Transactions, reconciliations, organized records, and recurring monthly close | This page |
| Accounting | Statements, reporting quality, accounting oversight, and compliance | Small business accounting services |
| CFO advisory | Forecasting, planning, scenarios, and decision support | Fractional CFO services |
| Tax planning | Tax-aware guidance throughout the year | Small business tax services |
Bookkeeping
- Primary responsibility
- Transactions, reconciliations, organized records, and recurring monthly close
- Learn more
- This page
Accounting
- Primary responsibility
- Statements, reporting quality, accounting oversight, and compliance
- Learn more
- Small business accounting services
CFO advisory
- Primary responsibility
- Forecasting, planning, scenarios, and decision support
- Learn more
- Fractional CFO services
Tax planning
- Primary responsibility
- Tax-aware guidance throughout the year
- Learn more
- Small business tax services
Figures Foundations
One flat fee for the books and the decisions behind them
Figures combines recurring monthly bookkeeping with a dedicated CFO and real-time tax planning. That gives the business one team working from the same current financial information instead of separate providers exchanging reports after decisions have already been made.
Figures Foundations
$999/month
- Monthly bookkeeping and close
- Bank and credit card reconciliations
- Transaction categorization
- Monthly financial statements
- Monthly accounts payable and receivable reports and insights
- Bookkeeping in your accounting tool
- Dedicated CFO advisory
- Real-time tax planning on key business decisions
- In-house EAs and CPAs
Any accounting-software subscription is paid separately by the client. Catch-up and cleanup work are reviewed, scoped, and priced case by case. The $999 monthly plan includes an overview of accounts payable and receivable. Managing them is an add-on service. With the accounts payable and receivable management add-on, Figures helps raise invoices, communicates with customers and vendors on your behalf, and follows up on collections.
Built for small business
A recurring finance function for owner-led businesses
Figures is designed for small businesses that want the books completed every month and financial guidance built around the same numbers. It is a strong fit when the owner wants one team responsible for bookkeeping, CFO advisory, and tax planning rather than coordinating three separate relationships.
01
Want recurring monthly support instead of one-time data entry
02
Need a dependable monthly close
03
Use an accounting tool of your choice
04
Want financial statements based on current books
05
Want CFO guidance connected to monthly financial activity
06
Want tax implications considered before important decisions are final
From current state to monthly close
A clear start, then a dependable monthly rhythm
01
Review the current books
Figures reviews the current bookkeeping setup and identifies whether prior periods need catch-up or cleanup work. Any backlog is scoped and priced separately before work begins.
A defined starting point and monthly service scope
02
Connect the workflow
The team sets up the bookkeeping workflow in the accounting tool you use and organizes the recurring process. Standard onboarding typically takes about two weeks.
A working monthly bookkeeping system and assigned finance team
03
Close the books every month
Figures categorizes transactions, reconciles accounts, resolves questions, closes the period, and delivers financial statements on the agreed schedule.
Current books, monthly statements, and financial guidance built on the same information
Small business bookkeeping FAQs
What are small business bookkeeping services?
Small business bookkeeping services record and organize transactions, reconcile financial accounts, close the books, and produce current financial statements. The work can be completed by an internal employee or an outsourced provider. Figures delivers the work remotely in the accounting tool you use and connects it to CFO advisory and tax planning.
What is included in monthly bookkeeping?
Figures’ monthly bookkeeping includes transaction categorization, bank and credit card reconciliations, chart of accounts maintenance, document organization, question and exception resolution, monthly close, financial statements, and monthly accounts payable and receivable reports and insights. The $999 monthly plan also includes a dedicated CFO and real-time tax planning on key business decisions. The $999 monthly plan includes an overview of accounts payable and receivable. Managing them is an add-on service.
How much do small business bookkeeping services cost?
Figures charges a flat $999 per month for monthly bookkeeping, a dedicated CFO, and real-time tax planning. If your accounting tool has a paid subscription, you pay it separately. If the existing books need catch-up or cleanup work, Figures reviews the backlog and prices that work separately before it begins.
What is the difference between outsourced, online, and virtual bookkeeping?
The terms often describe the same delivery model. An external bookkeeping team works remotely using the client's accounting system instead of sitting in your office. Providers differ in scope. Figures combines virtual bookkeeping in the tool you use with a dedicated CFO and an in-house tax team.
What is the difference between bookkeeping and accounting?
Bookkeeping records transactions, reconciles accounts, organizes financial records, and completes the recurring close. Accounting focuses on financial statement quality, reporting, oversight, and compliance. CFO advisory uses that financial information for forecasts, planning, scenarios, and business decisions.
What is a month-end close, and when will it be completed?
A month-end close confirms that transactions are categorized, accounts are reconciled, open questions are resolved, and the financial period is complete. Figures follows a fixed monthly close schedule agreed during onboarding. The page does not promise one universal delivery day because the workflow is set for each engagement.
Can Figures catch up books that are months behind?
Yes. Figures can review incomplete or inconsistent prior periods and define the work needed to bring the books to a reliable starting point. Catch-up and cleanup work are scoped and priced case by case. The timing depends on the size and condition of the backlog.
Can Figures work with the accounting tool I use?
Yes. Figures works with any accounting tool you use, including QuickBooks and Xero. The team uses it for monthly bookkeeping, reconciliations, close, and financial statements. If your tool has a paid subscription, you pay that cost separately from the $999 monthly service fee.
What makes Figures different from a typical bookkeeping service?
Figures connects monthly bookkeeping to a dedicated CFO and real-time tax planning. The bookkeeping team keeps the financial record current. The CFO helps the owner interpret the numbers and evaluate decisions. The in-house tax team can raise tax implications while there is still time to act.
Is tax planning included?
Yes. Real-time tax planning on key business decisions is included in the $999 monthly plan. Figures uses current bookkeeping information to surface tax considerations during the year, rather than treating the books as an isolated record that is reviewed only after the year ends.
How quickly can we get started?
Standard onboarding typically takes about two weeks. Figures uses that time to connect the bookkeeping workflow and assign the finance team. If the books need catch-up or cleanup work, the backlog receives a separate scope, timeline, and price before that work begins.
Talk to an advisor
Ready to hand off the monthly books?
Tell us about your business and current bookkeeping setup. An advisor will review the fit and explain the next step.
Monthly bookkeeping and close
Bank and credit card reconciliations
Transaction categorization
Monthly financial statements