Question 1

What are small business bookkeeping services?

Accepted Answer

Small business bookkeeping services handle the day-to-day recording of your finances — categorizing transactions, reconciling bank and credit card accounts, managing accounts payable and receivable, and closing your books each month so your financial statements are accurate. With Figures, bookkeeping comes bundled with a dedicated CFO and real-time tax planning for a flat $999 per month, so your books aren't just clean — they're working for you.

Question 2

What is outsourced bookkeeping and how does it work?

Accepted Answer

Outsourced bookkeeping means handing your monthly books to an external team instead of doing them yourself or hiring in-house. You connect your accounts, and your provider handles categorization, reconciliation, and the monthly close, delivering statements you can rely on. Figures goes further than a typical outsourced bookkeeper by pairing the books with a CFO and tax team — one finance function, one flat fee, no hourly billing.

Question 3

What's the difference between virtual bookkeeping services and a local bookkeeper?

Accepted Answer

Virtual bookkeeping services manage your books remotely inside cloud tools like QuickBooks and Xero, so there's no need for an in-person bookkeeper or paper handoffs. You get the same reconciliation and monthly close, plus secure document sharing and a dedicated point of contact. Figures delivers virtual bookkeeping with the added depth of in-house EAs and CPAs and CFO-level advisory on what your numbers mean.

Question 4

How much do small business bookkeeping services cost?

Accepted Answer

Freelance and part-time bookkeepers typically charge $400–$2,500 per month depending on volume, and that usually covers data entry only — no tax planning or strategic advice. Figures is a flat $999 per month that bundles monthly bookkeeping, a dedicated CFO, and real-time tax planning, with no hourly billing and no hidden add-ons.

Question 5

I'm behind on my books — can you help with catch-up bookkeeping?

Accepted Answer

Yes. Catch-up bookkeeping is one of the most common reasons owners come to us. We clean up and reconcile prior months, categorize the backlog, and get past periods closed so you're working from accurate numbers — usually getting you current within about two weeks of onboarding.

Question 6

Do you replace my accountant, or work alongside them?

Accepted Answer

Either way. If you only want bookkeeping, we keep your books clean and hand off to your existing CPA at tax time. If you take the full bundle — bookkeeping, CFO advisory, and tax — Figures becomes your complete finance team with in-house EAs and CPAs. Most clients find the bundle is the better fit.

Question 7

How fast can you get my bookkeeping set up?

Accepted Answer

Onboarding takes about two weeks. We connect your accounting software, sync your bank and card feeds, catch up any behind months, and assign your dedicated bookkeeping and CFO team — so you're fully live without a long ramp-up.

What you get	FiguresBooks + CFO + tax	Freelance BookkeeperSolo or part-time	DIYQuickBooks alone
Monthly cost	$999 flat	$400–$2,500	$30–$90 software
Monthly bookkeeping & close	✓	✓	—
Bank & account reconciliation	✓	✓	—
Catch-up bookkeeping for behind books	✓	✓	—
Real-time tax planning on every decision	✓	—	—
CFO advisory on what the numbers mean	✓	—	—
In-house EAs & CPAs (IRS authorized)	✓	—	—
Backup if your bookkeeper is out	✓	—	—
Time to get current	2 weeks	Varies	On you
Long-term commitment	None — cancel anytime	Varies	None

Bookkeeping,
done for you.

One subscription. A CFO and a finance team, built into your business.

Your Books

Your Systems

Your Numbers

More than a bookkeeper.
A whole finance team.

Up and running in two weeks. Supported all year.

One price. Your CFO and finance team, included.

Answers for owners comparing CFO advisory, bookkeeping, and tax.

What would change if you had a CFO?

Bookkeeping,done for you.