How Much Does a Fractional CFO Cost? 2026 Pricing Guide
Compare fractional CFO retainers, hourly rates, full-time hires, and Figures Advisors’ flat $999/month finance-team model.
CFO advisory
Monthly CFO strategy calls.
Fractional CFO services for US small businesses
Your finance team,
led by a real CFO.
Know where your cash stands and get advice before your next big decision. A dedicated CFO, monthly bookkeeping, and year-round tax planning, together for a flat $999/month.
All three. One monthly plan. $999/month.
Bookkeeping and finance operations
Monthly bookkeeping, reconciliation, and close.
Year-round tax planning
Review of tax implications on key business decisions.
Your consultation is free and lasts 30 minutes. We'll reply within one business day to arrange a time.
- $999/month, with no hourly billing.
- In-house Enrolled Agents and CPAs.
- Up and running in about two weeks.
Experienced team behind your numbers.
Figures Advisors brings CFO advisory, bookkeeping, and tax planning together in one team. Our CFOs and finance controllers bring experience from enterprise finance, supported by in-house Enrolled Agents and CPAs.
You have a dedicated point of contact and a CFO who understands your business, so you know who to turn to when a financial decision comes up.
Meet Figures Advisors
Get advice before you commit.
Your books should help you decide what to do next. Bring your CFO into the decisions that affect your cash, margins, and tax position.
Can we afford this hire?
Look beyond salary. Understand the payroll costs and cash-flow impact before you add someone to the team.
Does this deal make financial sense?
Review pricing, supplier terms, and margins before you agree to a commitment that affects your business.
What will this mean for our taxes?
Consider the tax implications of a business decision when you make it, rather than waiting until year-end.
Figures Foundations
A CFO and finance team for $999/month.
One team handles the books and helps you use the numbers. Here's what's included in your monthly plan.
CFO advisory
- Monthly CFO strategy calls.
- Cash-flow advice and scenario modeling.
- Decision support for hiring, pricing, and growth.
- Support on vendor, stakeholder, and financing conversations.
Bookkeeping and finance operations
- Monthly bookkeeping, reconciliation, and close.
- Monthly accounts payable and receivable reports and insights.
- Monthly profit and loss, balance sheet, and cash-flow statements.
- Management of your accounting software, including QuickBooks or Xero.
Year-round tax planning
- Review of tax implications on key business decisions.
- Quarterly estimated-tax planning.
- Deduction planning and year-end preparation.
Tax return preparation and filing are scoped separately from the $999 monthly plan. The $999 monthly plan includes an overview of accounts payable and receivable. Managing them is an add-on service. With the accounts payable and receivable management add-on, Figures helps raise invoices, communicates with customers and vendors on your behalf, and follows up on collections.
Have higher transaction volumes, multiple entities, or more complex requirements? Ask us about the Operator plan during your consultation.
No hourly billing. Month-to-month service. Cancel anytime.
Request a consultationStart with a conversation about your business.
You don't need to choose a plan before reaching out. The first conversation helps us understand what you need and whether Figures is a fit.
1. Tell us where you need support
Send your contact details through the form. You can also share a question or the financial decision you're working through.
2. Talk through your priorities
We'll arrange a free consultation lasting 30 minutes to understand your business, discuss your concerns, and answer your questions about the service.
3. Get your finance team in place
If you decide to work with Figures, we connect your accounts and accounting tools, assign your CFO and finance team, and begin onboarding. Setup takes about two weeks.
Before you reach out.
Is Figures right for my business?
Figures is designed for owners who need more than bookkeeping but aren't ready to hire a full-time finance team. We work with solopreneurs, small business owners, agencies, law firms, professional services firms, e-commerce and product businesses, and launch-stage companies. The consultation helps establish whether your needs fit the Foundations plan or require a different scope.
Can you work with my existing accountant or bookkeeper?
Yes. We can provide CFO advisory alongside your existing accountant or bookkeeper. If you need a broader finance team, we can discuss the bookkeeping and finance operations included in Foundations.
Who will I work with?
You'll have a dedicated CFO and a point of contact, supported by our finance team. We'll explain the team structure and how the engagement works before you get started.
Does the $999 plan include tax return filing?
The monthly plan includes year-round tax planning. Tax return preparation and filing are scoped separately. We can discuss your filing needs during the consultation.
Am I committing to the service by submitting the form?
No. You're requesting a free consultation, not starting a subscription. We'll reply within one business day to arrange a time.
Do I need to switch accounting software?
We work with QuickBooks, Xero, and other platforms. We'll review your existing setup during onboarding and discuss what is needed for your engagement.
Start with a free CFO consultation.
Tell us about your business and where you need financial support. We'll discuss your priorities, answer your questions, and see whether Figures is the right fit.
We'll reply within one business day to arrange a conversation lasting 30 minutes.
Still exploring your options?
Take the Financial Readiness Benchmark for an overall score and practical next steps.
Check your financial readinessThe basic result is available without entering your email.
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