Small business accounting services
Accounting,
done right.
Full-service accounting — backed by a real CFO and an in-house tax team, for a flat $999/month.
Accounting is where your books become decisions: GAAP-aligned financial statements, compliance, and a CFO-led read on what the numbers actually mean. Figures delivers full-service accounting with in-house EAs and CPAs and real-time tax planning — not a once-a-year filer, but one finance team for a flat $999/month, all year long.
- $999/mo
- Accounting, CFO & tax — one flat fee
- EAs & CPAs
- In-house, IRS-authorized
- ~2 weeks
- Set up & current
What you get
One subscription. A CFO and a finance team, built into your business.
Your Accounting
Full small business accounting handled end to end — recording and categorizing transactions, reconciling accounts, and producing financial statements you can trust, all overseen by an accountant who understands the whole picture.
- Monthly accounting and close
- Bank, credit card & account reconciliation
- Transaction recording & categorization
- Accounts payable & receivable management
- Catch-up accounting for behind books
- GAAP-aligned financial statements
Your Taxes
Most small business accountants only show up at tax time. Figures gives you in-house EAs and CPAs doing real-time tax planning all year — so you make decisions with the tax bill already in view, not after.
- Real-time tax planning all year
- Year-round entity & deduction strategy
- In-house IRS-authorized EAs & CPAs
- Federal & state tax preparation
- Quarterly estimate management
- Year-end and audit-ready records
Your Numbers
Accounting is only useful if it guides decisions. Every month you get clear financial statements plus a CFO-led read on cash flow, margins, and spending — the strategic layer most small business accountants never provide.
- Monthly P&L, balance sheet & cash flow
- CFO advisory on what the numbers mean
- Cash-flow visibility month to month
- Budgeting & forecasting support
- Lender- and investor-ready reporting
- A dedicated point of contact
More than an accountant.
A whole finance team.
DIY software leaves the work on you. A solo CPA shows up at tax time and bills by the hour. Figures gives you the accounting, the CFO, and the tax planning — all year, for one flat monthly fee.
| What you get | FiguresAccounting + CFO + tax | Solo CPA / FirmHourly or seasonal | DIYSoftware alone |
|---|---|---|---|
| Monthly cost | $999 flat | $200–$400/hr | $30–$200 software |
| Monthly accounting & close | ✓ | — | — |
| Bank & account reconciliation | ✓ | — | — |
| Catch-up accounting for behind books | ✓ | ✓ | — |
| Real-time tax planning all year | ✓ | — | — |
| In-house EAs & CPAs (IRS authorized) | ✓ | ✓ | — |
| CFO advisory on what the numbers mean | ✓ | — | — |
| Available year-round, not just at tax time | ✓ | — | ✓ |
| Time to get current | 2 weeks | Varies | On you |
| Long-term commitment | None — cancel anytime | Hourly + retainer | None |
Simple from day one
Up and running in two weeks. Supported all year.
We start by reviewing your current books, prior filings, and accounting setup — then clean up and catch up anything behind, reconciling accounts and closing past periods so you're working from accurate numbers.
We connect QuickBooks or Xero, organize your chart of accounts, sync your bank and card feeds, and assign your dedicated accounting, CFO, and tax team — fully live within about two weeks.
Each month we record, reconcile, and close your accounting on schedule, deliver clear statements with a CFO-led read, and plan for tax in real time — so nothing piles up and tax season is never a scramble.
Transparent. Flat. No surprises.
One price. Your CFO and finance team, included.
Everything your business needs to run financially sound — with a CFO leading it.
Need more? For higher volume, multi-entity, or complex needs — ask about our Operator plan.
- Monthly accounting and close
- Bank and account reconciliation
- Catch-up accounting to get you current
- Accounts payable and receivable management
- Financial statements every month
- Real-time tax planning all year
- Federal and state tax preparation
- Dedicated CFO and point of contact
Common questions
Answers for owners comparing CFO advisory, bookkeeping, and tax.
Small business accounting services cover recording and categorizing your transactions, reconciling bank and credit card accounts, managing accounts payable and receivable, producing monthly financial statements, and preparing your books for tax. With Figures, accounting comes bundled with a dedicated CFO and real-time tax planning for a flat $999 per month — so your books aren't just accurate, they're guiding decisions.
What would change if you had a CFO?
You'd make decisions faster. You'd negotiate better. You'd stop losing sleep over whether the numbers are right.
Book a 30-minute call on Calendly →