Accounting,
done right.
Full-service accounting — backed by a real CFO and an in-house tax team, for a flat $999/month.
Accounting is where your books become decisions: GAAP-aligned financial statements, compliance, and a CFO-led read on what the numbers actually mean. Figures delivers full-service accounting with in-house EAs and CPAs and real-time tax planning — not a once-a-year filer, but one finance team for a flat $999/month, all year long.
- Bank & cards reconciledMatched
- Catch-up backlogCleared
- May financial statementsDelivered
- $999/mo
- Accounting, CFO & tax — one flat fee
- EAs & CPAs
- In-house, IRS-authorized
- ~2 weeks
- Set up & current
Full-service accounting — and the team to act on it.
Your Accounting
Full small business accounting handled end to end — recording and categorizing transactions, reconciling accounts, and producing financial statements you can trust, all overseen by an accountant who understands the whole picture.
- Monthly accounting and close
- Bank, credit card & account reconciliation
- Transaction recording & categorization
- Accounts payable & receivable management
- Catch-up accounting for behind books
- GAAP-aligned financial statements
Your Taxes
Most small business accountants only show up at tax time. Figures gives you in-house EAs and CPAs doing real-time tax planning all year — so you make decisions with the tax bill already in view, not after.
- Real-time tax planning all year
- Year-round entity & deduction strategy
- In-house IRS-authorized EAs & CPAs
- Federal & state tax preparation
- Quarterly estimate management
- Year-end and audit-ready records
Your Numbers
Accounting is only useful if it guides decisions. Every month you get clear financial statements plus a CFO-led read on cash flow, margins, and spending — the strategic layer most small business accountants never provide.
- Monthly P&L, balance sheet & cash flow
- CFO advisory on what the numbers mean
- Cash-flow visibility month to month
- Budgeting & forecasting support
- Lender- and investor-ready reporting
- A dedicated point of contact
More than an accountant.
A whole finance team.
DIY software leaves the work on you. A solo CPA shows up at tax time and bills by the hour. Figures gives you the accounting, the CFO, and the tax planning — all year, for one flat monthly fee.
| What you get | FiguresAccounting + CFO + tax | Solo CPA / FirmHourly or seasonal | DIYSoftware alone |
|---|---|---|---|
| Monthly cost | $999 flat | $200–$400/hr | $30–$200 software |
| Monthly accounting & close | ✓ | — | — |
| Bank & account reconciliation | ✓ | — | — |
| Catch-up accounting for behind books | ✓ | ✓ | — |
| Real-time tax planning all year | ✓ | — | — |
| In-house EAs & CPAs (IRS authorized) | ✓ | ✓ | — |
| CFO advisory on what the numbers mean | ✓ | — | — |
| Available year-round, not just at tax time | ✓ | — | ✓ |
| Time to get current | 2 weeks | Varies | On you |
| Long-term commitment | None — cancel anytime | Hourly + retainer | None |
One price. Accounting, CFO, and tax, included.
Everything your business needs to keep accurate books and act on them — with a CFO leading it.
Need more? For higher volume, multi-entity, or complex needs — ask about our Operator plan.
- Monthly accounting and close
- Bank and account reconciliation
- Catch-up accounting to get you current
- Accounts payable and receivable management
- Financial statements every month
- Real-time tax planning all year
- Federal and state tax preparation
- Dedicated CFO and point of contact
Current in two weeks. Handled every month.
We start by reviewing your current books, prior filings, and accounting setup — then clean up and catch up anything behind, reconciling accounts and closing past periods so you're working from accurate numbers.
We connect QuickBooks or Xero, organize your chart of accounts, sync your bank and card feeds, and assign your dedicated accounting, CFO, and tax team — fully live within about two weeks.
Each month we record, reconcile, and close your accounting on schedule, deliver clear statements with a CFO-led read, and plan for tax in real time — so nothing piles up and tax season is never a scramble.
Questions, answered.
What do small business accounting services include?
Small business accounting services cover recording and categorizing your transactions, reconciling bank and credit card accounts, managing accounts payable and receivable, producing monthly financial statements, and preparing your books for tax. With Figures, accounting comes bundled with a dedicated CFO and real-time tax planning for a flat $999 per month — so your books aren't just accurate, they're guiding decisions.
What does a small business accountant actually do?
A small business accountant keeps your financial records accurate, prepares your financial statements, ensures compliance, and files your taxes. A traditional accountant often only engages around tax season. Figures gives you that accounting work plus a year-round CFO and in-house EAs and CPAs doing real-time tax planning — one finance team instead of a once-a-year filer.
How much does a small business accountant cost?
Solo CPAs and accounting firms typically bill $150–$400 per hour, or a few thousand dollars a year for seasonal tax work, with strategy billed on top. Figures is a flat $999 per month that bundles monthly accounting, a dedicated CFO, and real-time tax planning — no hourly billing, no surprise invoices, and no add-ons.
What's the difference between a bookkeeper and an accountant?
A bookkeeper records and reconciles day-to-day transactions; an accountant interprets those records, prepares financial statements, ensures compliance, and handles tax. Most small businesses need both, plus someone to act on what the numbers say. Figures combines bookkeeping, accounting, in-house CPAs, and CFO advisory into one team for a flat monthly fee.
Do you handle both accounting and taxes?
Yes. Figures has in-house, IRS-authorized EAs and CPAs who handle federal and state tax preparation and do real-time tax planning throughout the year — not just at filing time. Because the same team owns your accounting, your tax strategy is built on numbers we already know are accurate.
I'm behind on my accounting — can you help me catch up?
Yes. Catch-up accounting is one of the most common reasons owners come to us. We clean up and reconcile prior months, categorize the backlog, and get past periods closed so you're working from accurate numbers — usually getting you current within about two weeks of onboarding.
Can you work with my existing accounting software?
Yes. We work inside the tools you already use — QuickBooks, Xero, and more. During onboarding we set up or clean up your chart of accounts, sync your bank and card feeds, and manage the software for you, so your numbers stay accurate without you logging in to chase them.
Ready for accounting that actually guides you?
You'd make decisions faster. You'd negotiate better. You'd stop losing sleep over whether the numbers are right.