$999 / month — flat fee · Figures vs Pilot · CFO + books + tax in one plan
All your finance work,
one flat fee.
Figures vs Pilot —
priced for owner-operators.
A dedicated CFO, monthly bookkeeping, and real-time tax planning — one team, one flat fee.
Pilot's CFO plans start at $1,750/month and bill bookkeeping and tax as separate products. Figures bundles a dedicated CFO, monthly bookkeeping, and real-time tax planning into one flat $999/month plan — built for owner-operated businesses, not venture rounds.
- $999/mo
- Flat fee — no surprises
- EAs & CPAs
- In-house, IRS-authorized
- ~2 weeks
- Hello to up & running
The honest verdict.
Pilot is the stronger choice for venture-backed startups raising institutional capital — its CFOs come from investment banking, PE, and VC backgrounds, and its clients have raised over $9.1B. Figures fits owner-operated small businesses that want integrated finance at a predictable price — combining dedicated CFO advisory, monthly bookkeeping, and real-time tax planning in one flat $999/month plan, with no separate add-ons and no annual contract.
Pick Pilot
- ✓You're raising a priced round or running an M&A process
- ✓You want a CFO with IB / PE / VC pedigree for fundraising and board prep
- ✓You're a venture-backed startup scaling toward institutional reporting
Pick Figures
- ✓You're a solopreneur or owner-operated SMB, not chasing venture capital
- ✓You want CFO advice, bookkeeping, and tax planning in one flat fee
- ✓You'd rather pay $999/month month-to-month than stack separate products
Pricing verified from Pilot's published 2026 pricing page (pilot.com/pricing): CFO plans start at $1,750/month (Basic), $3,150/month (Essentials), and $5,250/month (Custom), billed annually. Bookkeeping (from $99/month) and tax filing are separate Pilot products. Pilot states it does not provide full-time or part-time corporate officers.
One flat plan vs. a stack of separate products.
Pilot's CFO advisory starts at $1,750/month and prices bookkeeping and tax as separate products. Figures bundles all three into one flat $999/month plan. Pricing verified from Pilot's published 2026 pricing page.
| What you get | FiguresAll-in, flat fee | Pilot CFOCFO advisory only | Pilot, full stackCFO + books + tax |
|---|---|---|---|
| Starting monthly price | $999 flat | $1,750/mo | $1,850+/mo |
| Dedicated CFO advisory | ✓ | ✓ | ✓ |
| Monthly bookkeeping included in the price | ✓ | — | Added on |
| Real-time tax planning included in the price | ✓ | — | Billed separately |
| One flat all-in fee, no stacked products | ✓ | — | — |
| Month-to-month (best price, no annual contract) | ✓ | — | — |
| CFOs from IB / PE / VC; clients raised $9.1B+ | — | ✓ | ✓ |
| Built for owner-operated SMBs & solopreneurs | ✓ | — | — |
| Best fit | Owner-operated SMBs | Venture-backed startups | Venture-backed startups |
Transparent. Flat. No surprises.
One price. Your CFO and finance team, included.
Everything your business needs to run financially sound — with a CFO leading it.
Need more? For higher volume, multi-entity, or complex needs — ask about our Operator plan.
- Dedicated CFO (advisory, call attendance, decision support)
- Real-time tax planning on key decisions
- Monthly bookkeeping and close
- Accounts payable and receivable management
- Financial statements every month
- End-to-end accounting software management
- Onboarding within 2 weeks
- Dedicated point of contact
Common questions
Answers for owners comparing CFO advisory, bookkeeping, and tax.
Yes, for most owner-operated businesses. Figures is a flat $999 per month that includes CFO advisory, monthly bookkeeping, and real-time tax planning. Pilot's CFO plans start at $1,750 per month (billed annually) and do not include bookkeeping or tax filing — those are separate Pilot products that add to the total.
What would change if you had a CFO?
You'd make decisions faster. You'd negotiate better. You'd stop losing sleep over whether the numbers are right.
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